November 26, 2020

“The struggle you’re in today is developing the strength you need for tomorrow. Don’t give up.” -Robert Tew.

First & foremost thank you for stopping in! These apps are not in order, although description of use will be detailed!

The following mobile banking apps, are recommendations, and ratings from Google play.

[DISCLAIMER] I have used quite a few of these banking apps myself, so a few may have a referral link, that if you use, both of us will get a bonus upon you signing up under the link, and those proceeds, go to upgrading the website.

If you’re looking for a traditional banking app then I suggest going with your current bank or a bank like Wells fargo.

Top 6 Banking Apps

Cash App

Cash App is the easiest way to send, spend, save, and invest your money. It’s the SAFE, FAST, and FREE mobile banking app.

That’s the slogan Cash app by Square goes by.  It has certain limits on which cards it can accept and which banks of course. But majority of the time its updated so you don’t have to worry to much.

You can invest in stock and bitcoin, along with sending money to other cash app users effortlessly. The customer support is decent as well.
Download here


An Award-Winning Online Bank Account that Pays You Up to 2 Days Early With No Hidden Fees. Plus, We’ll Spot You on Debit Card Purchases with No Overdraft Fees.

With chime you can get paid up to two days faster then your normal payroll and other financial institutions and most people love that feature and also their spot me feature. Which allows Users to get to loan a certain amount of cash up to $100.

Also with their referral program, If you have any friends, family or fans that haven’t signed up for chime already refer them and you each get $50 when your referral direct deposits $200.

Download here
Download here


Welcome to mobile banking that charges no monthly fees, lets you get paid up to two days early with direct deposit, offers easy automatic savings tools, and gives you new ways to manage your money. Forget everything you know about banking. This is banking that actually helps.

I haven’t really used varo myself but the ratings for the app within the play store are extremely excellent. Like chime you can get paid up to two days early.

Download here
Download here


Current is a mobile bank with a Visa debit card that gets you paid up to two days faster and gives you free overdraft up to $100 with no hidden fees. Current has over 55,000 free ATMs, instant gas hold refunds and tools to manage your money as well as 24/7 member support.

Current is a mobile bank with a Visa debit card that gets you paid up to two days faster and gives you free overdraft up to $100 with no hidden fees. Current has over 55,000 free ATMs, instant gas hold refunds and tools to manage your money as well as 24/7 member support.

At Current, we believe our members should spend their hard-earned money on the things that matter most to them, and not on unnecessary fees and requirements, because we’re committed to providing premium banking to everyone and improving financial outcomes. We’ve got your back with up to $100 in free overdrafts with Overdrive™ and we deliver your paychecks up to two days faster than traditional banks when you sign up for direct deposit because while there are plenty of things in life worth waiting for, we don’t think your money should be one of them. 

Signing up takes just two minutes and there is no minimum balance requirement to open or maintain an account. We’ll then ship your new card for FREE. Join the Current Community today!


•GET paid up to 2 days faster with direct deposit
•FREE overdraft up to $100 with Overdrive™ 
•NO minimum balance requirement
•NO hidden fees
•FREE cash withdrawals from 55,000 ATMs worldwide
•INSTANT gas hold refunds at the pump
•MOBILE banking w/ instant spending notifications
•SAVINGS PODS to help you automatically save money
•INSIGHTS personalized to track where and how much you spend
•DEPOSIT checks easily using your phone’s camera
•INSTANT free, money transfers using Current Pay
•APPLE PAY and GOOGLE PAY supported
•TEEN bank accounts for those under 18
•BLOCK transactions from specific merchants
•SECURITY of an EMV chip on each debit card and the latest technology
•PRIVACY controls of Touch ID and Face ID
•SUPPORT 24/7 (even on holidays!)

Download here

Green Dot Mobile banking

The Green Dot app is designed to help you manage any Green Dot debit card or bank account! This includes the Unlimited Cash Back Bank Account by Green Dot Bank – a new kind of mobile bank account to help you earn and save more. If you’re not using Green Dot Bank, you could be missing out on hundreds of dollars per year. Better Banking. Bigger Rewards! 

• Earn 2% UNLIMITED cash back on online and mobile purchases
• Save up money in the Green Dot High-Yield Savings Account and earn up to 2% annual interest
• Free ATM network
• Free cash deposits using the app
• Get your pay up to 2 days early and government benefits up to 4 days early with ASAP Direct DepositTM
• NO overdraft fees
• NO minimum balance requirement


With the Netspend Prepaid Card, you’re in charge.

Features like direct deposit offer a convenient way to add money to your Card Account and get paid up to 2 days faster. Use your card anywhere Visa(R) debit cards or Debit Mastercard(R) is accepted. And with the Netspend Mobile App you can manage your account wherever you go. You’ll be able to do things like:

* Load checks directly to your Card Account—just by taking a few pictures.
* Check your Card Account balance and transaction history.
* Send money to friends and family.
* Find no cost reload locations.

Netspend is a great service to use when you don’t want to use the traditional banks to store your money, and incur monthly service fees, unless you upgrade to a premium account, but they do offer high yield savings accounts up to 5%.

Although swiping and using your debit card for transactions will incur a service fee for doing so, so I’d avoid that if possible.

Download here

With more services and business opening, this page will be updated regularly.

But for now here are the top mobile banking apps that I recommend you use, that have high ratings in the play store. Do check out more of the website for more money making tips, tricks, life hacks.

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